What Our Legal Notice Covers
Our Legal notice sets the conditions for opening, using and closing an 18hoki account. It explains the phone verification step before account access, the need for accurate account details, and the checks applied when wallet activity or a withdrawal request needs confirmation. Access depends on local
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law, so you should confirm that use is permitted where you are located. DANA, OVO, GoPay and QRIS appear as payment context only; the relevant wallet record remains connected to your account history. We may update policy wording when operational or legal requirements change, and we
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will direct you to the current page before you continue. If a term is unclear, contact our account help path rather than relying on a message from another source.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.